LEGAL DISCLAIMER

1. RCI’s core clients are Banks, Hedge Funds, Investment Managers, and other types of financial institutions. We rarely work with general business companies or individuals.

2. Under international laws, Royal Chartered Insurance – RCI does not pay any financial compensation to beneficiaries under insurance policies before notifying the tax authorities in the country or countries of the beneficiary’s nationality of the amount that will be paid.

PRIVACY STATEMENT

Royal Chartered Insurance – RCI is committed to maintaining the privacy of our clients. We have policies and procedures in place to restrict access to your personal information to employees that need to know that information in order to provide products or services to you. We train our employees to protect the confidentiality of your records. In addition, we maintain physical, electronic, and procedural safeguards to guard your personal information.

COOKIES

In regard to Internet usage, cookies are pieces of data assigned by a Web server to the browser on a specific PC. Cookies help websites recognize return visitors, and cannot be read by a website other than the one that set the cookie. When someone returns to a website he or she has visited before, the person’s browser gives this data back to the server. Royal Chartered Insurance – RCI uses cookies to track website usage, such as the number of visitors to our website and the pages visited, in order to evaluate the usefulness and effectiveness of our site. Royal Chartered Insurance – RCI also uses cookies to maintain the continuity of your visit to our website. We do not store user id, passwords, or any personal information in cookies. Users have the option to set their browsers to notify them before receiving a cookie, which allows them to decide whether or not to accept it. In addition, browsers can also be set to turn off cookies entirely. Turning cookies off will prevent access to these areas of our website. Cookies are not required to access other areas of Royal Chartered Insurance – RCI website.

SAFEGUARDING CLIENT INFORMATION

We only grant access to personal information about you (such as your name, address) to company employees so that they can process and service your accounts, and administer our business. Our Code of Conduct requires that your information remain confidential. Even if you are no longer our client, we will continue to treat your nonpublic personal information in the same way as if you were still a client. In addition, we maintain physical, electronic, and procedural safeguards to guard this personal information. While visitors can use e-mail to contact us about routine issues and inquiries, e-mail may not be a secure method of communication for time-sensitive communication or communication of information that is confidential. We strongly recommend that this type of information not be communicated via e-mail. All other inquires should go through your third-party financial institution working with RCI.

THIRD-PARTY SITES LINKS

We are not responsible for the information collection practices of third-party websites that are linked from Royal Chartered Insurance – RCI website. In addition, we cannot guarantee how these third parties use cookies or whether they place or add computer cookies that may identify visitors personally. We recommend and encourage users to review Privacy Policies carefully before providing personal information on any of these websites.